MICRO IMPACT INVESTMENT BANK (হার্ডকভার)

Bangladesh once led the world by redefining access to finance. This Book envisions how it can lead again by redefining ownership of finance and wealth creation. This Book presents a bold and timely vision: the establishment of Bangladesh’s first commercial Micro Impact Investment (MI2) Bank, a regulated, profit-oriented financial institution dedicated exclusively to micro-scale impact investment. Built on globally tested best practices yet deeply grounded in Bangladesh’s socio-economic realities, regulatory frameworks, women managed finance and impact entrepreneurial culture, the proposed MI2 Bank represents the next evolution of inclusive finance. The Bank integrates lessons from institutional giants such as Grameen Bank, BRAC, and policy frameworks guided by Bangladesh Bank. It also draws upon global impact investment leadership from the Global Steering Group for Impact (GSG Impact), Global Impact Investing Network (GIIN), and equity-based Islamic banking experiences in Malaysia and Indonesia, where risk-sharing models have demonstrated commercial sustainability alongside ethical finance. At its heart, the book calls for a paradigm shift:
•    From credit to investment;
•    From debt dependency to asset ownership;
•    From subsistence survival to impact enterprise growth; and
•    From poverty alleviation to wealth democratisation.